If you’re planning to rent a car, you may be wondering if you need to purchase excess protection car hire. Excess protection car hire is an insurance policy that covers the excess, or deductible, on your rental car insurance. It’s important to understand that excess protection car hire is not the same as comprehensive car insurance, which covers the cost of repairs or replacement if your rental car is damaged or stolen. Do i need excess protection car hire?
Do I need excess protection when I hire a car?
Most car rental companies will offer some form of excess protection as an optional extra when you hire a car. This can be a worthwhile investment as it will cover you for any damage to the car up to the excess amount, which is usually several thousand pounds.
However, there are a few things to bear in mind before you decide whether or not to take out excess protection. Firstly, check to see if your own car insurance policy covers you for rental cars – many do. Secondly, consider whether you are likely to have an accident or damage the car – if you are a careful driver and don’t plan on doing any off-roading, then the chances are slim.
So, in conclusion, whether or not you need excess protection when hiring a car is up to you – if you feel you need it, then take it out, but if you’re not sure, then it might be best to give it a miss.
What is excess protection car hire?
There are a few things to consider when deciding if you need excess protection car hire. The first is the excess, which is the amount you would have to pay if you made a claim on your insurance. The second is the cover provided by the excess protection car hire, which will cover the cost of the excess if you have an accident. The third is the cost of the excess protection car hire, which can be quite expensive.
The excess is the amount you would have to pay if you made a claim on your insurance. If you have an accident, the excess is the amount you would have to pay towards the repair or replacement of your car. The cover provided by the excess protection car hire will cover the cost of the excess if you have an accident. The cost of the excess protection car hire can be quite expensive, but it is worth it if you are worried about having to pay the excess.
Car rental insurance
If you’re renting a car, you may be asked if you want to purchase car rental insurance. You may wonder if you need this insurance. The answer may depend on your personal circumstances and the type of coverage you already have.
If you have personal automobile insurance, you may be covered for damage to the rental car. Check with your insurance agent to be sure. You may also be covered by your credit card if you use it to pay for the rental. Again, check with your credit card issuer to be sure.
If you don’t have personal automobile insurance or your coverage is limited, you may want to purchase car rental insurance. This insurance generally covers damage to the rental car, towing, and personal liability. It may also cover other expenses, such as lost rental income if the car is damaged and can’t be rented.
Car rental insurance can be expensive, so it’s important to compare the cost of the insurance to the cost of repairs or replacement of the car. If you’re renting for a short period of time, the insurance may not be worth the cost. On the other hand, if you’re renting for a long period of time or in an area where car repairs are expensive, the insurance may be worth the cost.